What People Say About our Referrals…

… “several weeks ago you referred my wife and I to Beah for financial advice. After the first meeting, I knew that she was a very caring and an extremely professional person we could trust to not only educate us but lead us down the right path. Last Saturday, we attended a seminar she provides every quarter featuring experts in different fields. We met her husband and daughter who were also in attendance. They are a wonderful family and I am sure that Beah had a big hand in making that happen. All in all, she knows her stuff and is a lovely person to boot. Pat and I are already very fond of her. After talking to several of her clients, it seems everyone feels the same way. Thank you so much for suggesting that we meet with her. She is the perfect person for us at this time in our lives”.

– Steve, FL

“Thank you very much for taking the time to speak with me yesterday, and for the quick turn-around on the referral of Zia. I’m looking forward to hearing from him, and my wife and I will then take it from there. You’ve been exceedingly helpful and remarkably generous with your time. Thanks again”.

Warmest regards,

– John, NY

“Thank you so much for all the advice you haven given me and the time you spent on me. I am sure there is an extra place in Heaven for you when the time comes. I have made an appointment with Michael and I will keep you posted. Keep up the good work. You are very much appreciated”.

Yours truly,

– Adriana, CA

1. All annuity tools, videos or information visible on Annuity Rates Instantly website pages are for educational and conceptual purposes only.
2. Annuity tools, videos or information are not to be considered investment advice, insurance recommendations, tax or legal advice.
3. It is recommended that site visitors work with licensed professionals for individualized advice before making any important or final financial decisions on what is best for his or her situation.
4. Annuities are not Federal Deposit Insurance Corporation--FDIC insured and their guarantees are based on the claims paying ability of the issuing insurance company.
5. State Insurance Guarantee Association--SIGA vary in coverage with each state and are not to be confused with FDIC which has the backing of the federal government.
6. * "Best” refers only to the opinion of the site author or the opinion of the Annuity Guys in videos and is not considered best for all individuals.
7. Annuity Rate Watch supplies and updates all Annuity Rates, Features and Ratings this information is widely available in the public domain accuracy is strived for but not guaranteed.
8. Dick or Eric help site visitors when requested by referring one of their colleagues with expertise in structuring annuities, either Dick or Eric may receive a flat referral fee as compensation for a client referral or participate in shared commission revenue as a referring licensed agent. This helps compensate Dick or Eric for time spent assisting site visitors and maintaining Dick's educational website.
9. Dick or Eric are compensated by referral revenue, not by selling annuities to site visitors, which allows Dick or Eric to stay focused on providing educational annuity resources and vetting the expertise and integrity of retirement advisors they recommend to site visitors.
10. Dick or Eric's recommendation of an advisor is one aspect of a due diligence process, each site visitor must accept full individual responsibility for choosing a licensed insurance agent/advisor.
11. In the event that a recommended licensed advisor/agent is not considered satisfactory by a site visitor, Dick or Eric will make reasonable efforts to recommend other advisors one at a time in an attempt to satisfy site visitors planning needs.
12. Dick is the site author and owner; Eric is a guest video commentator.
13. There is no cost to site visitors when they are helped with an expert advisor referral.
14. Accuracy of website information is strived for but is not guaranteed.
15. Freedom from virus or malware is strived for but is not guaranteed. Website visitors accept any and all risk associated with damage to any computer for any reason when using this website and hold this website harmless from any liability.
16. Use this website like the vast majority of websites at your own risk. No risk or liability of any type are accepted by any business entity or any of the information providers for this website.

Annuity Guys Video Transcript:

Dick: Well, maybe I’ll explain a little bit. The annuity website really started out more as a local type website, for our clients and prospective clients. So it’s really just grown over the last what, year and a half maybe, into a much larger national-type website. We just continue to get inquiries from all over the United States.

Eric: Yeah, we actually have fun talking to people all around. I hate to say the globe, because it’s all around the nation.

Dick: Well, we have had Germany, India, and Philippines.

Eric: We do get clicks from all sorts of places, but as you’re watching this, you’re probably wondering, well do they want to work with me? And the answer is, if…

Dick: No!

Dick: Don’t take offense, but we have a very successful local practice and we’re not trying to be your advisor, and we’re not trying to sell you an annuity, except…

Dick: Hey, that doesn’t stop us from helping people, though.

Eric: No, it doesn’t, in fact what makes us better advisors is actually the opportunity a lot of times to talk to people around the nation.

Dick: Yes, it does. It helps us with our clients. It keeps us on our toes and keeps us up with the latest and greatest that’s going on.

Eric: That’s right. So if you do have a question and you need access to our additional resources, we’ve got premium information, some case studies, and some annuity rates.

Dick: Right, now there is a caveat to our premium section, and that is you do have to give us your information. We will be very confidential with that, and as we said, we’re not trying to be your advisor. So if we do call or you call us it’s just really to make sure you’re making a good decision or you’re on track with whatever it is you are thinking about. Now that premium section, the reason you really do want to go to that section is first of all, my book. It sells for, like $20.00 at Amazon. You can actually download this book.

Eric: Nuts, he’s giving it away for free, downloaded.

Dick: It’s really a great reference manual. I’m not expecting you to read it cover to cover. I mean I have people tell me all the time that they did read it cover to cover, but it’s a good reference manual, and as a PDF you can actually click in the table of contents, so it will just take you to the section, you want to look at.

Eric: Right, so if you’re interested in a particular area you can get those pieces right away.

Dick: Right. What else in the premium section?

Eric: Well, of course, the case studies we mentioned before. So if you’re not sure which type of annuity might fit yourself we’ve got each type of annuity articulated there in a 101 on annuities. Different pieces to kind of help you self-educate, as you are going through your process.

Dick: And we also have an annuity rate vault and there’s literally, in the neighborhood of about 3000 current annuities all with rates, features, ratings, and it’ll probably get you thoroughly confused.

Eric: Exactly. So the rate vault is updated on a regular basis, so if you haven’t been in in a while, come on back, it’s something we try to keep those numbers updated, on a daily basis for you.

Dick: Do your research before you start moving to working with an advisor, like Eric and I.  We always recommend that you work with an expert advisor, so whatever we can do to help you, give you a second opinion. Take a look at things for you; email us.

Eric: Help us make better advisors of ourselves.

Dick: Yeah, yeah. Email us, call us. We’ll get back with you as soon as possible. Sometimes it takes a business day for us to get back, but sometimes we get to them right away.

Eric: We’ll get to you as soon as we can. Thanks for checking out Annuity Rates Instantly.

Dick: Enjoy the website.